We
provide legitimate PreApprovals and PreQualifications
There are NO
surprises at closing because our clients are informed along the way, throughout the loan process. The major benefit of working
with a mortgage broker is to save you time and reduce stress. We have more
than one source of funding and a variety of loan programs for a range of
borrowers, unlike typical lenders. We provide you the best rates and term based on your unique situation
and needs. The article New Survey
Researches How Mortgages Closing Delays, Lost Deals by Blanche Evans**
explains the negative effects of working with brokers and lenders who do not look out for your best interests,
Another resent article, Save The Gray-Haired Agents by David Reed**
says deals are lost because:
The Buyer hasn't applied for a mortgage, The Buyer hasn't selected a broker or lender, and The Buyer is not sending in his documents to satisfy Approval
Conditions
Don't get caught up in
this whirl wind of stress. Get quotes and Good Faith Estimates, ask your questions and select a broker. Of course you
ought to select me: I have provided you with a great web site, I provide real, no surprise quotes AND I only give you
what I promise. No surprises, especially at closing! Associate Mortgage looks out for your best
interests!
According to the survey of 1,400 realtors in April of 2004, 12%
of closings were rescheduled past their original scheduled date and 3% to 4% never went to closing due to
underwriting delays.
The realtors surveyed said the reasons for delays were:
Underwriting delays - due to denial by lender (62%) caused by
'next-to-worthless preapproval letters' often without credit or employment verification Appraisal delays Homebuyer denied mortgage with initial lender HUD-1 not available 1 day prior to closing
Associate Mortgage provides PreApprovals which include a credit check, income verification
(if loan program requires), and automated
underwriter certification.
When you get a Florida mortgage through us, we
want it to be a great experience!
Contact us directly at (561) 228-8563,
ask us a question or two. Or, click on our
Live Chat to message us now!
We look forward
to hearing from you,
our most important client!
^ Top of page
** 1 Evans, Blanche. "New Survey Researches How Mortgages Closing Delays, Lost Deals." Realty Times. June
1, 2004. , June 1, 2004 <http://realtytimes.com/rtnews/rtapages/20040514_newsurvey.htm>.
2 Reed, David. "Save The Gray-Haired Agents." Realty Times. August 20, 2004. , <http://realtytimes.com/rtcpages/20040820_grayhairedagents.htm>.
Page Updated: 07/31/2007 |
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