SAMPLE "NONE OF YOUR BUSINESS" OPT-OUT LETTER

Your Name (exactly as it is included in your account statement)
Full Address
City, State and Zip (exactly as it is included in your account statement)
Account Number(s): Your Account Number

Date:

To: Company Name (Bank, credit card, car loan, mortgage, or checking account to include Company name and address)

Note that - to protect your privacy - we haven't told you to include your social security number in this sample letter. The company may write back and demand them, but we think they should complete these requests without them.

To Whom It May Concern:

I am writing to exercise my rights under the Fair Credit Reporting Act to opt-out of allowing Company Name to share information about me and my account(s) either with its affiliates or any direct marketing companies. I learned about the practice from my mortgage broker  and do not remember receiving any description of this practice from the bank.

I believe that this letter should be adequate to confirm my request. Please send me a confirmation that I have opted-out of any affiliate information sharing or direct marketing uses of my information. Please also tell me how long the opt-out will last. If you need more information to complete this request, contact me.

Sincerely, Your Name,

(printed, and signed)