Documents
Typically Needed for Home Loans and Second Mortgages
We also offer a variety of mortgage
products including those with little or no documentation, click here to learn more.
A few mortgages or home loans require only an application and appraisal.
And, often, depending upon your FICO scores and credit history, you may have to supply less documentation for the
typical Full Documentation requirements. Although many mortgage programs require less than the following
paperwork, you may be expected to supply some of the following, depending on your loan requirements and the rate you
are trying to achieve.
However,
most Full Doc Loans or Full Documentation Programs require the following paperwork:
- Past 2 years W-2
statements and/or
- Pay Stubs covering
the last 30 days with year-to-date
earnings
- Most recent 2 months
bank statements (if assets
disclosed)
- Copy of the Purchase and Sale Agreement.
- If you are renting: 12 months canceled rent checks or name & address of your current landlord.
- A letter of explanation for any known credit problems.
For Self-Employed borrowers, Employed in sales, Paid by commission or Owns Real Estate, we offer...
Call us for more information and a free consultation.
When you get a Florida mortgage through us, we want it
to be a great experience!
Contact us directly at (561) 228-8563 or (888) 431-6387,
ask us a question
or two. Or, click on our Live Chat to
message us now!
We look forward to hearing from you,
our most important client!
Page Updated: 07/31/2007 First Published: 2001 |
